Small towns all over have been affected in various ways by the COVID-19 pandemic and other current events. For instance, some businesses sadly have had to close up shop, including local branches of big banks. This means many folks have been left without easy access to brick-and-mortar branches, so they can’t go to receive help in person. This has led many community members to question if they should look for a new bank altogether. You may wonder, “Is it easy to switch banks?”[Read more…] about 5 Easy Steps to Switch Banks
So you’re thinking of buying a home! We understand you’re probably excited about it, but maybe you’re a little anxious, too. Just know that it’s completely normal to feel stressed or experience a rollercoaster of emotions, whether you’re a first-time home buyer or an experienced homebuyer. This is a big step in your life. Buying a house isn’t like other purchases, it takes a solid plan and a bit of luck – especially right now. The housing market is currently pretty intense, as we’ve been in the midst of a seller’s market. So in this blog, we’d like to share some helpful information and tips on how to buy a house.[Read more…] about 5 Tips on Buying a House in a Seller’s Market
It’s so exciting to venture out into the real world! Whether you’re a student or a parent of a student entering into a trade, going off on your own, or headed back to school, it’s a big step; a milestone worth celebrating. And with that sweet, newfound freedom comes certain responsibilities. Possibly the most important, yet rewarding part of this chapter of a student’s life is becoming more financially responsible. People always say it pays to handle your money wisely, and they’re absolutely right! That’s why we’d like to offer students some helpful back-to-school financial tips to start you off strong on your journey.[Read more…] about Student Banking Tips for Back to School
There are so many different words and phrases in banking that sometimes things can get confusing. Take loans and lines of credit for example. These two terms are often mentioned in the same breath, but what do they actually mean? And what do they have in common? In this blog, we’ll give you the scoop on these two important types of credit, and share how they can help you.[Read more…] about Loans vs. Lines of Credit: What is the Difference?
For the last three years, it seems our world has been hit with countless crises. There have been numerous catastrophic events that have affected us on a global scale, such as the COVID-19 pandemic and the Russian-Ukraine war.
With everything that is happening at this time, it’s so important for communities to band together for the greater good. Families are struggling with health concerns and inflation and may be feeling distraught with having the face the aftermath of these crises. Many folks want to help but don’t know how. As your community bank and neighbors, we’d like to offer a few ideas on how you can help the community heal through the gift of giving.[Read more…] about Tips to Better the Community Without Breaking the Bank
There is so much happening in our world these days. For the past several years, we have seen so many huge events, movements, and crises take place. To say the least, these changes have been affecting everyone in a vast number of ways.
With the COVID-19 pandemic, the war in Ukraine, and many other factors, inflation has been a very hot topic and a major concern for people around the world. Maybe you have a rough idea of what the term “inflation” means, but we’re here to break it down for you and what it entails. We’d also like to provide you with tips on how to personally manage inflation and how to protect your business from inflation.[Read more…] about Tips to Help You or Your Small Business as Inflation Rises