It’s so exciting to venture out into the real world! Whether you’re a student or a parent of a student entering into a trade, going off on your own, or headed back to school, it’s a big step; a milestone worth celebrating. And with that sweet, newfound freedom comes certain responsibilities. Possibly the most important, yet rewarding part of this chapter of a student’s life is becoming more financially responsible. People always say it pays to handle your money wisely, and they’re absolutely right! That’s why we’d like to offer students some helpful back-to-school financial tips to start you off strong on your journey.
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Loans vs. Lines of Credit: What is the Difference?
There are so many different words and phrases in banking that sometimes things can get confusing. Take loans and lines of credit for example. These two terms are often mentioned in the same breath, but what do they actually mean? And what do they have in common? In this blog, we’ll give you the scoop on these two important types of credit, and share how they can help you.
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Small Business Spotlight: Hamilton Roots Plant Shop
Originally, plant parenting was just a hobby for Michele and Adam Kenny. Then the pandemic happened and the pair turned their hobby into a full-blown business. Highlands Community Bank has been honored with the opportunity to help the Hamilton Roots Plant Shop become rooted in the community. Now, Hamilton Roots Plant Shop is the place to go for those hard-to-find houseplants.
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Tips to Better the Community Without Breaking the Bank
For the last three years, it seems our world has been hit with countless crises. There have been numerous catastrophic events that have affected us on a global scale, such as the COVID-19 pandemic and the Russian-Ukraine war.
With everything that is happening at this time, it’s so important for communities to band together for the greater good. Families are struggling with health concerns and inflation and may be feeling distraught with having the face the aftermath of these crises. Many folks want to help but don’t know how. As your community bank and neighbors, we’d like to offer a few ideas on how you can help the community heal through the gift of giving.
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Tips to Help You or Your Small Business as Inflation Rises
There is so much happening in our world these days. For the past several years, we have seen so many huge events, movements, and crises take place. To say the least, these changes have been affecting everyone in a vast number of ways.
With the COVID-19 pandemic, the war in Ukraine, and many other factors, inflation has been a very hot topic and a major concern for people around the world. Maybe you have a rough idea of what the term “inflation” means, but we’re here to break it down for you and what it entails. We’d also like to provide you with tips on how to personally manage inflation and how to protect your business from inflation.
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Financial Freedom: How to Get a Credit Card
Do the words “financial freedom” sound like music to your ears? They sure do to ours! At times, it may seem like obtaining that freedom is an uphill battle or even an impossible feat. But there are various steps you can take to achieve it, such as building a positive credit history. One of the most common, effective ways to do this is by getting a credit card and practicing good credit habits.
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