Life is full of changes. Right here in the Alleghany Highlands community, we’ve seen lots of change in the last couple of years as folks have been navigating through the aftermath of the pandemic. In addition to small businesses, we’ve noticed that many big banks have been closing up shop in the Highlands area. Without bank branches being easily accessible, many have been left wondering what to do.
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5 Things to Know About Credit
Credit is power. The word credit literally refers to your borrowing capacity, which is the maximum amount you can borrow without putting your financial health at risk. Your borrowing capacity is based on your history of paying money back to lenders, which affects how much cash you can borrow or your access to goods and services.
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Budgeting for Your Future
Friends, it’s that weird time of the year again. We’re in that stretch between the holidays and the summer months. A new year is upon us, so you may be trying to tackle your resolutions or get certain things squared away to start your 2023 off on the right foot. But we know it may be difficult for a number of reasons. If your wallet is feeling the heat from the holiday hubbub, try not to panic. In fact, try to see the glass as half full. It is actually the perfect time to replenish your bank accounts and prep for the summer season! At Highlands Community Bank, we believe there is no better way to do this than with budgeting for the year. This is an opportunity to improve your financial wellness.
So, we created this guide which has everything you need to budget like a boss! Below you’ll find budgeting tips, a monthly budgeting worksheet, and more.
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Easy Steps to Pay Off Your Debt
It’s easy to fall into debt as it is. But with the holiday season around the corner, many people find themselves racking up their credit card bills which can put a damper on their holiday cheer, not to mention, it can have detrimental effects on their financial standing. It can be quite overwhelming, but our team here at Highlands Community Bank would like to provide you with the best tips for paying off debt!
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Protect Your Hard-Earned Money from Cyber Threats
At Highlands Community Bank, the safety of our customers’ money and identity is our top priority. We are committed to being a bank that the community can trust, so security isn’t something we take lightly. You can never be too careful, and now with the holidays around the corner, we are on high alert for any suspicious activity. The holiday season to many is “the most wonderful time of the year,”…especially cybercriminals. Between spending time with loved ones, relaxing, and the festivities, it’s easy to get wrapped up in it all and accidentally let your guard down. So here are some helpful cybersecurity tips to safeguard your funds and sensitive information.
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Plan a Fall Foliage Trip to the Highlands
Happy Fall, y’all! We are so excited that Autumn is finally here! How about you?! There are just so many fun events and activities to do at this time of year, like looking at all the Fall foliage. We may be biased, but there’s truly nothing like the views here in the Alleghany Highlands. Not to mention the community itself! We have so many fantastic, locally-owned shops and restaurants that help make this area we know and love. Moreover, they are worth visiting. So we put together a list of some of our favorite places here to help you plan out the perfect Autumn adventure!
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