Missy Shifflett is Branch Manager and Loan Officer at Highlands Community Bank Hot Springs Branch. As a valued member of our team, Missy brings years of experience, expertise and support, and a deep understanding of her community and those that inhabit it.
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Finding an Auto Loan That Fits You
Getting a new or used vehicle can be exciting! But financing your new set of wheels through an auto loan can be intimidating. It’s crucial to look for loans that fit your budget and lifestyle. There are so many auto loan options and numerous factors to consider, many folks don’t know where to begin. But don’t worry, Highlands Community Bank has your back!
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College Graduates and the Financial Path Forward
The path to financial stability after college has its share of challenges, particularly for today’s graduates. Recent graduates aren’t making the same amount of money as their parents and grandparents made at the same age. The cost of attending college has more than tripled in the past few decades and most school curriculums don’t include how to properly financially prepare for life after college. Highlands Community Bank is here to provide recent graduates with financial education and guide them along the financial path after college. In this blog, we’ll share some tips on budgeting, debt repayment, investing, and retirement planning.
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The Difference When Choosing Highlands Community Bank
Life is full of changes. Right here in the Alleghany Highlands community, we’ve seen lots of change in the last couple of years as folks have been navigating through the aftermath of the pandemic. In addition to small businesses, we’ve noticed that many big banks have been closing up shop in the Highlands area. Without bank branches being easily accessible, many have been left wondering what to do.
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5 Things to Know About Credit
Credit is power. The word credit literally refers to your borrowing capacity, which is the maximum amount you can borrow without putting your financial health at risk. Your borrowing capacity is based on your history of paying money back to lenders, which affects how much cash you can borrow or your access to goods and services.
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Budgeting for Your Future
Friends, it’s that weird time of the year again. We’re in that stretch between the holidays and the summer months. A new year is upon us, so you may be trying to tackle your resolutions or get certain things squared away to start your 2023 off on the right foot. But we know it may be difficult for a number of reasons. If your wallet is feeling the heat from the holiday hubbub, try not to panic. In fact, try to see the glass as half full. It is actually the perfect time to replenish your bank accounts and prep for the summer season! At Highlands Community Bank, we believe there is no better way to do this than with budgeting for the year. This is an opportunity to improve your financial wellness.
So, we created this guide which has everything you need to budget like a boss! Below you’ll find budgeting tips, a monthly budgeting worksheet, and more.
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